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By pomm79, Jun 4 2018 12:31AM

Looking for a bankruptcy attorney? Ryan E. Simpson part of ais a Salt Lake City legal practice devoted to helping overburdened consumers throughout Utah. If you are facing financial difficulties and are considering filing for bankruptcy, it is important to consult with an experienced attorney who has a thorough understanding of the bankruptcy process.


In addition to our experience and skill in handling Chapter 7 and Chapter 13 bankruptcies, our bankruptcy law firm which serves Salt Lake City and Ogden is dedicated to helping you through this difficult time and repairing your finances. Contact us for a free initial consultation.



How We Can Help


When our clients decide to file for bankruptcy, our goal is to ease the burden of economic stress and simplify the bankruptcy process as much as possible. We help by explaining options thoroughly and supporting our clients every step of the way. Learn more at http://markalexander.over-blog.com


Free Initial Consultation


At Bankruptcy Solutions, we offer a free initial consultation. This meeting allows us to discuss your options, including Chapter 7, Chapter 13, and debt settlement. We take the time to inform you of the costs and requirements that go along with each alternative and help you determine the appropriate course of action in your unique situation. Once we have made a decision, we will begin the paperwork process.


Law Firm that Helps With Filing for Bankruptcy


Once we gather all the necessary information, we will thoroughly review your bankruptcy documents, making sure that they are complete and accurate. After you have approved and signed the documents, we are ready to file your bankruptcy. After we officially file, we will obtain a case number and an automatic stay takes effect, meaning that your creditors must stop trying to collect on your debts. This is why you need a bankruptcy attorney.



Creditor / Trustee Meeting


After filing for bankruptcy, you will receive notice of a meeting between you, the bankruptcy trustee assigned to your case, and any of your creditors who choose to attend. If you are filing under Chapter 7, the bankruptcy trustee will determine how your assets will be liquidated in order to pay your creditors. If you are filing under Chapter 13, we will submit your repayment plan that outlines how you will work toward repaying your debts.


We will represent you at this meeting and during any subsequent proceedings. Our goal is to provide you with positive support, so that you are confident, rather than intimidated when going through the bankruptcy process. Bankruptcy law firm that is there for you in Salt Lake City Utah and surrounding areas.

By pomm79, May 10 2018 12:19AM


Finding a quality bankruptcy attorney in Utah can be hard. There are several bankruptcy attorneys and firms throughout West Jordan, Utah, including myself, who offer very good service.  


However, there are attorneys and firms whom I would call “bankruptcy mills”. They process you like a number,  you do not meet with an attorney until the 341 Meeting, they are not informed of the specifics of your case. In other words, they just want the money.  Due to a large amount of advertising overhead,  they have a huge operational cost.  That is Why my Bankruptcy Law office Will Beat Any Bankruptcy


Attorney Fee’s Quote By $100.00.  To find out more just click on lowest price guarantee:


What is it Going to Cost for Me to File?


The filing fee for Chapter 7 is $335.00 which is required to be paid up front by the Bankruptcy Court, regardless of your legal fees. This amount can not be paid by credit card, or check. You will be required to pay my office for the filling fee in cash or you can get a money order in that amount. As for the amount of your legal fees and payment arrangements for paying my fees, this is  based on the complexity of your case. Reasonable payment plans are available through my office.


Will I Lose My Retirement Plan?


Answer: Probably not, to the extent that a stock bonus, pension, profit sharing, annuity, or similar plan is reasonably necessary for the support of the debtor and any dependent of the debtor.  Most people end up keeping their retirement plan intact and if it is an approved retirement plan you can keep it. Learn more at http://bnkut.com/


Will I Lose the Cash Value of My Insurance Policies?


No! Unless there is something very unusual about it. So far I have not had a client who we could not exempt the cash value.  Again it is important to list everything you have as an asset as much as it is to list your debts. This is the best way to ensure there will be no problem with your bankruptcy and that you can keep your assets as the bankruptcy code allows.


Get all of your Bankruptcy Questions answered by The Law Office of Ryan E. Simpson  Call 801 432-8682.  Speak to a bankruptcy attorney today. Stop Creditors Calls And Harassment!


Many people are filing bankruptcy for relief every day.  It still remains the most powerful tool for preserving assets while eliminating bad debts and to protect your family’s financial health and to STOP CREDITORS harassment of you and your family.  Too many lives and marriages are hurt due to unresolved financial matters.


We want to help you and your family to eliminate overwhelming financial stress and get you that fresh start you need in order to flourish and to enjoy life again. Depending on your situation a Chapter 7 or Chapter 13 may bring the relief you have been seeking. Guaranteed to beat any other bankruptcy attorneys fees by $100.  


How are we able to do it? 


We have low overhead and our price list for services makes it the lowest price around.




By pomm79, May 9 2018 10:47PM


There are certain differences between Chapter 7 and Chapter 13 Bankruptcy which a debtor needs to be aware of in order to ascertain which option is more appropriate. Under Chapter 7 the debtor is looking for a fresh start through discharging all dischargeable debts and liquidating the debtor's estate. The length of time to discharge the debts is much faster in Chapter 7.


Discharge can occur in a matter of months and the debtor may be able to exempt most of his/her property and retain all post-petition income.


Differences


If a debtor has significant assets which would not be exempt under Chapter 7 and has regular income then Chapter 13 may provide more benefits. The main benefit under Chapter 13 is that the discharge of debt is broader than Chapter 7. In Chapter 13 all debts provided for in the debtor?s plan is dischargeable.


There are still a few exceptions though which are not dischargeable such as: (1) long-term debts where the final payments are due after the proposed final payment of the plan; (2) alimony, maintenance and support payments; (3) student loans made by the government; and (4) debts for death or personal injury caused by debtor driving while intoxicated.


While the discharge of debt is broader under Chapter 13 it does not occur until the conclusion of the plan, which is usually a couple of years after filing of the petition.


This is, in contrast, to discharge occurring in a matter of months under Chapter 7. Contact us today if you would like more information about which bankruptcy option is more appropriate to help you obtain financial stability. Learn more at http://bnkut.com


Why File for Bankruptcy?


By filing Bankruptcy it is a new beginning to your financial freedom.  By doing nothing, your negative items on your credit report will not go away without action.  Yes, filing a bankruptcy will be listed, but your credit is rebuilding.  Many creditors no longer consider you a risk so you’ll be able to get credit again. So why wait?


What are the most common debts that can be discharged?


Credit Cards, Medical Bills, Some Judgments, Repossession Debt, ISF Checks, Eviction or Broken Lease Debt, Past Due Utilities, Some Taxes, Personal Loans, Late fees. This is only a partial list. Most contracts can be discharged. I will review each item with you that are dischargeable under Chapter 7 or chapter 13 bankruptcy before you sign your bankruptcy petition.


Which debts cannot be discharged?


Can child support or alimony be discharged? Most student loans, alimony (spousal support), child support, most charges within 90 days of filing bankruptcy, failure to neither list nor schedule a creditor and have that creditor notified of the bankruptcy filing. Judgments for death or personal injury caused by the the debtor's operation of a motor vehicle while the debtor was intoxicated from alcohol or drugs, a drug or another substance or Malicious Conduct, Debt incurred under False Pretenses, (example: you get a loan knowing you are filing for bankruptcy or getting a loan based on a false income statement), some taxes (income taxes less than 3 years due and owing and trust fund taxes).


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